Credit cards allow for a greater degree of financial flexibility than debit cards, and can be a useful tool to build your credit history. There are even certain situations where a credit card is essential, like many car rental businesses an…

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If you want to live and work in the United States but are not a U.S. citizen, you need documentation that shows you’re allowed to be there. A U.S. green card (also known as a permanent resident card) does that. You can apply for a U.S. gree…

Debit cards link to bank accounts. The difference with using a debit card, though, is that the money you spend with a debit card is yours. You aren’t borrowing money for the charges you make. Learn all about debit cards to know if they are …

Getting a credit card is a fairly straightforward process that requires you to submit an application for a card and receive an approval or denial. The result of an application is mostly based on your credit score, although other factors are…

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